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Reinventing global commerce

Thousands of businesses are choosing MODIFI to help them manage the complexities of global trade.

Who we are

Welcome to MODIFI. As a leader in global FinTech, we revolutionize B2B cross-border payments and financing, empowering SMEs around the world to excel in international trade. Our digital-first solutions break down traditional trade barriers, providing the agility and financial flexibility businesses need to succeed globally.

What we do

Empowering global commerce
Empowering global commerce

Businesses worldwide turn to MODIFI to simplify cash flows and enhance trade financing. Our mission is clear: Growing our customers’ business and market reach.

Business payments for the connected world
Business payments for the connected world

In today’s ever-changing trade environment, our innovative B2B Buy-Now-Pay-Later solutions ensure effortless international transactions and optimal working capital management. Trust us to manage the complexities of global trade, offering you and your customers flexible payment solutions.

Global scale
Global scale

With teams around the world, MODIFI combines global reach with local expertise, delivering custom solutions that meet regional business needs and help you penetrate new markets effectively.

We make trade easy
We make trade easy

From our inception, MODIFI’s goal has been clear: make international trade straightforward and transparent. As your preferred partner, we help you navigate the complexities of cross-border trade with ease.

Global presence

Serving: 1,700+ customers in 55+ countries. Presence: Amsterdam, Berlin, Shenzhen, Singapore, Mumbai, Dhaka, Delhi, Dubai, New York and Mexico City.

Germany
Germany
China
China
India
India
The Netherlands
The Netherlands
USA
USA
Mexico
Mexico
Hong Kong
Hong Kong
Bangladesh
Bangladesh
Singapore
Singapore

Meet our executive team

At MODIFI, our leadership team is at the heart of our mission to reshape global commerce. Their diverse experiences and shared passion for innovation drive our vision forward. Here is a brief introduction to the key people leading our journey:

Nelson Holzner
Nelson Holzner

CEO and Co-Founder

Nelson Holzner

is a seasoned entrepreneur with 25+ years of experience. As a pioneer in fintech, he previously founded and led BillPay which was acquired by Klarna. Prior to BillPay he worked in private equity at Cerberus Capital.

Sven Brauer
Sven Brauer

COO and Co-Founder

Sven Brauer

is a fintech industry expert. He was previously COO of BillPay and also played a key role in making Klarna become one of Europe's top fintech companies.

Jan Wehrs
Jan Wehrs

CTO and Co-Founder

Jan Wehrs

is a senior tech executive with proven success in developing scalable, high-performance IT systems. He was previously CTO of BillPay.

Matthias Hendrichs
Matthias Hendrichs

CCO

Matthias Hendrichs

is global business leader with 28 years of experience across tech, startups and strategy consulting. He previously led Apple's App Store in Asia Pacific

Kate Mullord
Kate Mullord

CFO

Kate Mullord

is a seasoned finance leader who held senior roles in fintech, corporate strategy and private equity. She was previously a partner at 4impact capital.

Our culture and values

At MODIFI, our core values drive our culture and every action we undertake, as we reshape the FinTech landscape:

flip-card-Make it happen
Make it happen
We believe in limitless potential. Together, we turn ambitious ideas into impactful realities, transcending individual roles for collective success.
flip-card-Grow together
Grow together
Our growth is intertwined with our customers. Their advancement propels us forward, enriching our collective journey and defining our shared successes.
flip-card-Think 10x
Think 10x
We aim to revolutionize FinTech with bold, exponential thinking. Our vision extends beyond the conventional, striving for impacts that are ten times greater.
flip-card-Own your actions
Own your actions
Empowerment is key at MODIFI. Each team member is encouraged to take responsibility, crafting their path with creativity and precision.

Awards and recognition

At MODIFI, our commitment to excellence and innovation has not only driven our growth but has also earned us prestigious accolades on the global stage, a testament to our rapid expansion and impactful presence in the FinTech industry.

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Our investors and partners

MODIFI is supported by a robust network of investors and strategic partners who share our vision for transforming global commerce. Our backers include leading venture capital firms, corporate investors, and strategic partners recognized worldwide for their business leadership and innovation.

Our commitment to sustainability and ESG

At MODIFI, we are dedicated to advancing sustainable practices within the financial sector and beyond. Our Environmental, Social, and Governance (ESG) commitments are integral to our business model and reflect our dedication to responsible growth.

Environmental stewardship

We prioritize reducing our carbon footprint through sustainable office practices and encouraging digital-first solutions that minimize environmental impact.

Environmental stewardship
Social development

MODIFI empowers small to medium-sized companies around the world to participate in global trade on a level-playing field. By doing so, we are pioneers in social development of local economies, very often in emerging markets.

Social development
Governance

MODIFI upholds the highest standards of corporate governance, ensuring transparency and ethical conduct in all our operations.

Governance

Explore an opportunity

Discover exciting opportunities and be a part of our innovative team. We're looking for talented individuals to help shape the future of MODIFI. Explore our job openings and join us on this incredible journey!"

There’s a place for you at MODIFI. Find your fit.

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